Essence, from Fellah Auto Group in Springfield PA answers the question:
What do I need to Finance a Vehicle?
Are you concerned about not being able to finance a car? Essence explains that at Fellah Auto Group we have programs for all types of credit situations. The biggest misconception about purchasing power is credit. The most important factor to the banks we work with is YOUR INCOME. Essence and the finance team at Fellah Auto Group have gotten scores as low as 450 approved for a loan with our Fresh Start Financing
Although everyone’s situation is different, it really is true that there are only a few basic documents that you would need in order to get approved with our Fresh Start Financing, and have you driving in no time.
In most cases we need:
Proof of Income
Paystubs, Direct Deposits, Bank Statements
Your License or State ID
Proof of Residence
A utility, credit card, or insurance Bill
Insurance Card
Bank statement
Piece of mail with your name and address on it
What if I’m self-employed or a 1099?
We can use documents like your 1099 contract, and 3 months worth of bank statements
What if I’m retired?
You could use your Social Security SSA Award letter, bank statements, pensions, investments, retirement accounts, or annuities
Do I need a Down Payment?
Although you certainly CAN put money down toward your vehicle, Fellah Auto Group is the Home of No Money Down. We’ll keep it flexible, and work with what you have.
What if I am paid in Cash
Not a problem! Bring us a bank statement, and a letter from your employer telling us what you bring in per week or month.
At Fellah Auto Group, we have a huge selection of inventory. We have vehicles to fit every budget.
At Fellah Auto Group, we have a huge selection of inventory. We have vehicles to fit every budget. We offer special financing that guarantees approvals. Here at Fellah Auto Group, we have extraordinary programs that are available for subprime loans, no credit loans, poor credit loans, and also first-time buyers. We also offer free auto credit evaluation and consultation at any of our 3 locations. Please call or visit one of our showrooms now, to find out more. We are always happy and informative. No appointment needed. Come experience the Fellahdelphia difference and drive home in a new ride today!
You can call us or apply online to contact us if you have any questions. You can also visit one of our 3 dealerships any time, no appointment is needed. We are conveniently located near Bucks County, Montgomery County, Chester County, Delaware County PA, New Castle County DE, Wilmington DE, Mercer County NJ, Burlington County, NJ and Camden, NJ.
Come experience the Fellahdelphia difference and drive home in a new ride today!
Fellah Auto Group is a No Money Down Car Lot in Bristol PA
A lot of dealers expect you to hand over your refunds and stimulus checks for large down payments.
At Fellah Auto Group our customers are our Number 1 priority. We work for you, not the banks, so we try to keep as much of your hard-earned cash in your pocket as possible. Check us out and get low money down car loan today!
We have programs for all types of credit. We specialize in low and no-money-down car loans because we understand that most people are not independently wealthy.
Regardless if you have good credit, bad credit or no credit let us help you with one of our no money down car loans. We also have a huge selection of inventory with vehicles to fit any budget.
You can call us or apply online to contact us if you have any questions. You can also visit one of our 3 dealerships any time, no appointment is needed. We are conveniently located near Bucks County, Montgomery County, Chester County, Delaware County PA, New Castle County DE, Wilmington DE, Mercer County NJ, Burlington County, NJ and Camden, NJ.
Come experience the Fellahdelphia difference and drive home in a new ride today!
Since “Everyone Drives” at Fellah Auto Group, we believe in keeping a vast selection of inventory at all price points to be inclusive for everyone’s budget, no matter if you are looking to finance for a monthly payment through one of our 30 banks, or if you want to purchase in cash. Our vehicles typically start at $4995 for our “cash cars” and go up from there.
So one of the common questions we get over the phone is “what is your cheapest vehicle”. That is fine if you are looking to buy outright! But a common misconception is that a less expensive car is easier to finance. It actually is not quite so simple. It is usually easier to finance a newer vehicle with fewer miles than it would be to go for something older, less expensive, and higher mileage. As Bryan explains, this is usually a bank-lending decision. From the bank/lender’s perspective, there is less of a risk for them to give a loan for a newer vehicle, which is generally regarded as more reliable. At the end of the day, it needs to make sense for the bank to approve a loan.
That being said, there is no “hard line” on which years, makes, and models can be approved for a loan at a specific price or rate. That is why we are partnered with 30 lending companies and keep a vast line of inventory. At Fellah Auto, we act as the matchmakers between YOU, your next car, the right bank, and the right payment for you.
See the market for your car today. We pay top dollar for your trade, no matter the condition. Because we believe everyone deserves a Nicer, Newer Vehicle, and want to help you upgrade your ride today. In 2 steps and 10 seconds, you can skip the tireless research process and guesswork.
At Fellah Auto Group, we accept any year, any mileage, and any model. It doesn’t even have to be running!
Why trade-in?
If you just want to sell your vehicle, we may purchase your vehicle from you if you are just looking to sell your vehicle. We will be offering you a wholesale offer price on your vehicle because we are ultimately going to sell your vehicle to either another wholesale operation, an auction or a traditional retailer at a wholesale price.
Even if you won’t be buying from us (although we hope you do!), we are still more than happy to assist you if you wish to sell your vehicle. Just request an estimate, and we will arrange for one of our experts to inspect your vehicle for an accurate estimate.
We want to thank Vinsky who came to see us to sell her BMW. She got her offer, her check, and we even drove her back home afterward!
Fundraising initiative provided $3100 for backpacks with school supplies
Bristol, PA, September 1 2021: — Today, Fellah Auto Group, the 3-location pre-owned vehicle dealer, announced their pledged donation with the charitable organization Cradles to Crayons. The Ready for Learning initiative provides tens of thousands of backpacks with school supplies. The backpacks contain clothing, shoes, and more, which are then distributed to kids in need, giving them the tools and confidence they need to learn and succeed.
For every vehicle sold between July 1, 2021 and August 20, 2021, a donation was made to Cradles to Crayons to support the Ready for Learning Initiative, which will provide children in Philadelphia, Bucks, Delaware, Montgomery, and Chester Counties. $20 per vehicle purchased was donated totaling for $3100 to area children!
All customers who purchase a vehicle during this time period were entered into a Back to School gift card raffle, with three top prizes. Congratulations to our winners: Brett, Danielle, and Douglas!
From Shai Fellah, managing partner: “All of us at Fellah Auto Group are excited to be a part of this effort to help local children get back to learning. We are thrilled that Molly at C2C has allowed us to become a partner for this initiative”.
“We care and we listen to our customers, the Fellah Family. What we’ve learned is that our clients want to support programs that are community-focused. The pandemic has impacted children’s education, and we feel we can make a difference”, added partner Asi Fellah.
From Molly Boyd, Senior Manager of Corporate Engagement at Cradles to Crayons: “We appreciate you all so much- Thank you for helping us help more kids”.
Why Support Cradles to Crayons Ready for Learning?
SUPPORT OUR YOUNGEST LEARNERS—ANYWHERE! The COVID-19 educational landscape will continue to change. Some students will have physical classrooms among peers, some scheduled virtual lessons, and some a hybrid of both. No matter what it looks like, student development can happen anywhere, and kids will always need supplies to feel empowered and ready to learn. Access to these essential learning supplies requires financial support. The pandemic is palpable—1 in 2 American households report some employment or income loss since the pandemic began. As more and more families struggle to afford essentials like food and rent, spending an average of $320 a year on school supplies is unrealistic, and unaffordable. As part of Cradles to Crayons’ ongoing COVID-19 emergency relief efforts, our Ready for Learning initiative this year will ensure that 50,000 CHI/50,000 MA/50,000 PHL kids have everything they need to feel ready to learn by distributing critical learning supplies through our network of social service partners. We believe that learning should be accessible to all children—no matter what. There has never been a greater sense of urgency to respond to the changing needs of our community
Removing Barriers to Quality Education
Eighty-eight percent of teachers report poverty as one of the biggest obstacles to student success. With new barriers to quality education due to COVID-19, it is more critical than ever to provide the essential supplies kids need to thrive at school or in remote learning settings. Cradles to Crayons’ Ready for Learning initiative will set students up for success by providing learning essentials to 50,000 children—free of charge. These supplies will be distributed through our 180+ social services agency partners, serving kids hardest hit by the pandemic.
Why Support Ready for Learning? When it comes to education in the age of COVID-19, research suggests prioritizing child-centered services, with a focus on equity of access. • Families spend an average of $320 a year on back-to-school supplies. For families already pushed to limit, these essentials are both inaccessible and unaffordable. • Cradles to Crayons serves more than 150,000 Philadelphia children each year with high-quality learning essentials.
Save Time and Buy Online with Fellah Fast Track Financing
Fellah Auto Group Fast Track Financing is Car Buying Made Simple in the Philadelphia Tri-State Area. It is simply the best way to buy a car online in Philadelphia. Pick, Click, Sign, and Drive.
Our entire inventory is in your hands. With Fellah Auto Group Fast Track Financing, you can shop from your home, or wherever you are. Just choose your vehicle, and click “Fast Track” to get started.
Founder Asi Fellah says ‘Moreso now than ever before, we understand that the modern car buyer wants to purchase from a modern car dealership’. Dan Jones, the Marketing Director’s vision for the customer experience is fully immersive with virtual walkarounds and test drives from their own devices.
‘We care and we listen to our customers, the Fellah Family. What we’ve learned is that our clients want more control and convenience”. Fellah Fast Track provides both. Customers can select their vehicle, get financed, and take same-day delivery. The process to purchase a new car or used car should not be a struggle. We realize that with a full-time job, secondary jobs, children, and other commitments that car shopping is stressful.
At Fellah Auto Group we believe that you should enjoy the car buying process when you’re spending thousands of dollars to purchase a vehicle.
Guaranteed Asset Protection – Closing the GAP When you Need it Most
Do you Need GAP Insurance on your Policy and Vehicle Purchase?
Guaranteed Asset Protection (GAP) is a unique program that protects you from the potential financial burden that may result from your vehicle being declared a total loss if your insurance settlement does not cover the full amount of your loan or lease payoff. Without GAP coverage, you may be financially responsible for the difference between the insurance settlement and the amount you own on your loan or lease – potentially thousands of dollars.
GAP waives the difference* between the insurance settlement and the outstanding balance owed on your vehicle as of the date of total loss. GAP pays off your loan or lease without any additional expenses to you*
Don’t miss out! GAP insurance coverage is worth it! It is only available at the time you purchase your vehicle from Fellah Auto Group and you may be able to roll the cost into your monthly payment. Protected your car and your wallet. GAP is low-cost coverage that pays the potentially high-cost difference between the insurance settlement and your loan/lease payoff.
*GAP Coverage is subject to the terms and conditions of the GAP Contract Addendum and may not waive the entire amount owed under your finance or lease contract as of the date of total loss.
Guaranteed Asset Protection is not a substitute for, nor does it take the place of insurance on your vehicle. You are responsible for maintaining collision and comprehensive insurance on and for the value of the vehicle and any other insurance required by the finance or lease contract or applicable law.
Fellah Auto Group is a provider of GAP and other insurance products, as administered by DOWC. DOWC Administration Services, LCC P.O. Box 194 Roseland, NJ 07068
Having bad or no credit is OK, you can still get a vehicle.
Do you need credit to get a car from Fellah Auto Group?
Are you concerned about not being able to finance a car? Bryan explains that at Fellah Auto Group we have programs for all types of credit situations. The biggest misconception about purchasing power is credit. The most important factor to the banks we work with is YOUR INCOME. Bryan and the finance team at Fellah Auto Group havee gotten scores as low as 390 approved for a loan with our Fresh Start Financing
Even if you have bad credit or no credit, we can help. We are the premier dealer for bad credit financing and we have relationships with some of the largest lenders in the United States. All we need is some basic info and we can get you APPROVED and get you driving TODAY!
Fellah Auto Group is an independently owned dealership group in the Greater Philadelphia Area. We have locations in Philadelphia, Bristol, and Springfield, PA (Delaware County). We have a great selection of quality used cars and we have vehicles that fit any budget. We also have a Fast and Easy Credit Approval system and relationships with many lenders to work with all types of financial situations. Regardless if you have great credit, bad credit or no credit, we can help. We are also The Home of No Money Down so even if you don’t have a large down payment, you can still buy a car here. We’re conveniently located near Bucks, Montgomery and Chester County as well as Camden, New Jersey. At Fellah Auto Group, it’s Car Buying Made Simple!
